Finance

Start owning the Campervan you want, today.

If you’re set on buying your VW Van Conversion, there is no need to get weighed down by the total cost of your van. If you break it down into monthly payments over time, its much more manageable than you might think. And our fixed interest rates mean you’l know exactly what you’re paying from the start.

Legal Information

We are acting as a credit broker and not a lender. We can introduce you to a number of carefully selected credit providers via our third party broker Woodstone Funding Limited (link to WF website) who may be able to offer you finance for your vehicle. We are only able to offer finance products from these providers and a commission may be received for this introduction. Finance available subject to status. Terms and conditions apply (link to T&C page on WF website). Vision Tech Systems Limited are authorised and regulated by the Financial Conduct Authority (FCA). FCA registration number is 769463.

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Hire Purchase (HP)

How it works

Pay a fixed deposit, depending on the price of the van you want. The rest is split into monthly payments over one to five years. At the end of your contract when you’ve made your final payment, the van is all yours. You could own that dream van sooner than you thought. Whether you are a private or a business customer, you can have a tailored finance package to suit your needs.

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Lease Purchase (LP)

How it works

A form of hire purchase that defers a certain amount of the loan to the end of the agreement as what is commonly called a ‘balloon payment’. This amount is based on a conservative view of the expected value of the vehicle at the time the final payment is due, but does not guarantee that value. The difference, plus the interest is spread over the term of the loan, up to 48 months and repaid as a lower monthly payment. Available to private or business customers.

Personal Contract Purchase (PCP)

How it works

This defers an amount of the loan to the end of the agreement based on the expected value of the vehicle at the point the balloon payment is due. It is also based on your agreed, expected annual mileage. The difference, plus the interest is spread over the term of the loan and repaid as a lower monthly payment.

The unique part of the PCP agreement is that the vehicle is guaranteed by the finance company. This means that if the vehicle is worth less than this amount, you can hand it back to the finance company with nothing more to repay (subject to mileage and conditions). You can still choose to pay the residual value and keep the car and when all is paid, the car is yours to keep or sell on. PCP is only available to private individuals therefore no tax relief or benefits apply.

For more information on any of the information above or to apply for finance please contact us or download one of the forms below, fill in with as much information as you can then scan and email or fax back to us:

Business Finance Application

Private Finance Application